Saving With Silverman
Welcome to ’Saving With Silverman,’ the ultimate guide to building your wealth and securing your financial future. Hosted by Mark Silverman, a Certified Financial Planner™ in Tucson, AZ, this podcast demystifies the complex world of investing and financial planning. Whether you’re an investing novice or looking to refine your financial strategy, join us for insightful discussions, advice, and actionable tips to navigate the financial landscape with confidence. Tune in to ’Saving With Silverman’ to empower your financial journey and make smarter, more informed decisions with your money.
Listen on:
Episodes
Thursday Apr 20, 2023
Thursday Apr 20, 2023
Yogi Berra was a sports icon and one of the most quotable people to ever live. And when we look at some of his quotes through the right prism, they can teach us some lessons about financial planning. In today’s episode, we’ll have a little fun with some of these quotes to see what financial wisdom we can pull from them.
On today’s show, we’ll share:
I never said most of the things that I said. (2:05)
A nickel ain’t worth a dime anymore. (3:39)
When you come to a fork in the road, take it. (5:37)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Apr 06, 2023
Thursday Apr 06, 2023
When it comes to financial planning, it’s OK to admit that you don’t know the answer to something. The real danger is thinking you know the answer to something when you actually have it all wrong.
Today we’re discussing some of the things people think they know, but in reality they really don’t. Even with all the information that’s available to us everyday, there are still plenty of aspects of finances and retirement planning that can be confusing and hard to process. So let’s try to sort some of that out on this episode and help level up your financial knowledge.
On today’s show, we’ll share:
How much income you’ll need in retirement. (2:12)
When to jump in or out of the market. (4:14)
Whether to have life insurance and how much. (5:26)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Mar 16, 2023
Thursday Mar 16, 2023
Last year was a rough year in the market, but it’s hard to attribute it to any one particular trend. It was more a confluence of various factors. On today’s show, we’ll review some of the absolute worst days, weeks and years in market history, what caused them and what we learned.
On today’s show, we’ll share:
What happened on Black Tuesday? (2:03)
How did the Dot Com crash affect us? (2:41)
What happened when the markets reopened on Sept. 17, 2001? (3:30)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Mar 02, 2023
Thursday Mar 02, 2023
It’s time for another mailbag episode, and we have some great topics to discuss. This episode could really help if you’re looking to improve your financial situation and prepare for retirement.
We will discuss whether to take expensive trips, how to prevent your children from having hurt feelings over your will and when to pay extra on your mortgage. Listen to hear some of the questions our listeners have, and maybe you’ll gain some valuable knowledge from our answers!
On today’s show, we’ll share:
Should I take this expensive trip? (2:12)
What’s the best way to keep my kids from having hurt feelings over my will? (4:01)
Should I pay extra toward my mortgage? (5:32)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Feb 16, 2023
Thursday Feb 16, 2023
When you think about the word “generosity,” what comes to mind? Maybe money or time spent helping others. We’ve all known generous people in our lives – and those who didn’t have this trait – but generosity can take many forms.
On today’s show, we’ll share some examples of generosity and how that can work with your overall financial plan.
On today’s show, we’ll share:
What does it mean to be generous? (1:36)
An example of a naturally generous person. (3:05)
Do some people give away too much money? (3:44)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Feb 02, 2023
Thursday Feb 02, 2023
Almost everyone likes the idea of a healthy bank account. But can there be too much of a good thing?
We’ll explain some of the common reasons people want cash on hand and why it might be counterproductive to have too much in your checking or savings account.
On today’s show, we’ll share:
What are some common needs for cash? (0:54)
How much cash should I have? (2:17)
Why do some people keep so much cash? (2:52)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Jan 19, 2023
Thursday Jan 19, 2023
The idea of a Roth conversion is intriguing to a lot of people. For some, it can be a great strategy to enact, but others might not know what it is.
Today we’ll share what a Roth conversion is, why it’s worth considering and some common mistakes we see people make with them.
On today’s show, we’ll share:
What is a Roth conversion? (2:17)
Why is a conversion helpful for people who make a lot of money? (5:11)
What common mistakes do people make with Roth conversions? (6:13)
Want to get in touch with Mark?
Web: https://silverman-associates.com/
Phone: 520.512.8832
Email: mark@silverman-associates.com
Thursday Jan 05, 2023
Thursday Jan 05, 2023
Today we’re chatting about the characteristics of financial advisors. Everyone has different personalities, but what should you look for in an advisor? How much should likeability and listening skills play into the person you choose?
How much emphasis do you place on things like trust, areas of expertise, and the ability to solve problems? You want to find someone who resonates with you and can help you build a strong financial future.
On today’s show, we’ll share:
How do you develop trust with a financial advisor? (0:54)
How much should likeability and rapport play into the relationship? (2:19)
What kind of credentials should you look for when choosing an advisor? (3:49)
For more, visit us online: https://silverman-associates.com/
Thursday Dec 15, 2022
Thursday Dec 15, 2022
Today’s show combines two fun topics – finances and football. Believe it or not, planning for your financial future has some similarities to the sport of football.
In retirement planning, some people try to be successful without having a coach at all. Others keep the same coach that they’ve had for years, even though things aren’t working out with him.
We’ll explain why you need to design a portfolio that puts you in victory formation.
On this episode, we’ll share:
Why mistakes in the financial red zone are so costly. (2:17)
Why the hurry-up offense is a bad idea for your finances. (4:45)
Why you need to stop worrying about the victory formation with your money. (6:22)
For more, visit us online: https://silverman-associates.com/
Thursday Dec 01, 2022
Thursday Dec 01, 2022
We’re opening up the mailbag today to answer your questions. We got a lot of good feedback, including questions about taxes in retirement, using investments to pay for a car and more.
If you have a question, you can submit it on our website. There’s a high likelihood you’ll hear your question answered on air. We’d love to hear from you.
On today’s show, we’ll share:
Do you have to pay taxes in retirement? (0:37)
Can I take money from investments to pay for a car? (1:45)
Is Social Security going bankrupt? (4:01)
For more, visit us online: https://silverman-associates.com/