Saving With Silverman
Welcome to ’Saving With Silverman,’ the ultimate guide to building your wealth and securing your financial future. Hosted by Mark Silverman, a Certified Financial Planner™ in Tucson, AZ, this podcast demystifies the complex world of investing and financial planning. Whether you’re an investing novice or looking to refine your financial strategy, join us for insightful discussions, advice, and actionable tips to navigate the financial landscape with confidence. Tune in to ’Saving With Silverman’ to empower your financial journey and make smarter, more informed decisions with your money.
Episodes
Thursday Apr 07, 2022
Things You Can Control (And Things You Can’t) in Retirement
Thursday Apr 07, 2022
Thursday Apr 07, 2022
In retirement planning, there are many things that are completely out of your control. Fortunately, the things that you can control allow you to deal with those things you can’t.
What we discuss in this episode:
1:55 – Market and risk
3:40 – Life span and income
5:23 – Tax rates and future taxes
6:43 – Social Security and income plan
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast
Thursday Mar 17, 2022
How to Handle Unique Challenges in Retirement
Thursday Mar 17, 2022
Thursday Mar 17, 2022
Creating a customized retirement plan for any individual can mean addressing some unique challenges. We’ll share some scenarios, discuss the challenges presented and share what solutions we recommend.
Read more and get additional resources here: https://silverman-associates.com/saving-with-silverman-podcast
What we discuss in this episode:
1:53 – Age gap
2:48 – Early retirement
4:06 – Lack of liquidity
5:28 – Separate finances
6:23 – Divorce
Thursday Mar 03, 2022
Overrated or Underrated? Tax Refunds, Mortgages and Mac & Cheese
Thursday Mar 03, 2022
Thursday Mar 03, 2022
What are your thoughts on tax refunds, mortgages, macaroni and cheese and Star Wars? Let’s have some fun today and talk about whether these things are overrated, underrated or properly rated.
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast
What we discuss in this episode:
0:51 – Tax refund
1:44 – Star Wars
2:30 – Paying off mortgage
3:33 – Variable annuities
5:00 – Macaroni & cheese
5:46 – Roth IRAs
Thursday Feb 17, 2022
What’s the Foundation of a Successful Retirement?
Thursday Feb 17, 2022
Thursday Feb 17, 2022
If you want a successful retirement, we’re sharing some of the foundational building blocks you need to have in place. For example, is your income plan ready to go?
What we discuss in this episode:
1:15 – Income plan
1:57 – Money that lasts
3:12 – Being unprepared
4:25 – Steps to take
5:38 – Success stories
Read more: https://silverman-associates.com/saving-with-silverman-podcast
Thursday Feb 03, 2022
How Do You Know? Answering Important Financial Questions
Thursday Feb 03, 2022
Thursday Feb 03, 2022
Today we’re sharing some crucial financial questions. How do you know how much income you’ll need in retirement? Are you taking too much risk on in your investments? We’ll answer these questions and more.
What we discuss in this episode:
0:44 – How much income will you need?
2:03 – How much money in savings?
3:00 – How much life insurance?
4:19 – How much risk
6:06 – Are fees too high?
7:13 – Is an advisor a good fit?
Read more: https://silverman-associates.com/saving-with-silverman-podcast
Thursday Jan 20, 2022
What We Wish You Knew About the Financial Industry
Thursday Jan 20, 2022
Thursday Jan 20, 2022
As a financial professional, there are things that Mark wishes everyone knew and understood about the financial industry. Today he’s going to share some of the tricks that sometimes get played and how to spot them.
What we discuss in this episode:
0:56 – Tricks
3:06 – Fees
3:50 – Risk potential
5:13 – Credentials
7:02 – Taxes
Read more: https://silverman-associates.com/saving-with-silverman-podcast
Thursday Jan 06, 2022
How Delayed Gratification Can Help Your Finances
Thursday Jan 06, 2022
Thursday Jan 06, 2022
Delayed gratification is a difficult skill to master and that’s just as true with financial matters as it is in the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later.
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-46-how-delayed-gratification-can-help-your-finances
What we discuss in this episode:
1:00 – Budget vs. 401k match
2:26 – Deduction vs. tax planning
4:18 – Social Security
Thursday Dec 16, 2021
How to Deal with Financial Stress in Retirement
Thursday Dec 16, 2021
Thursday Dec 16, 2021
Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. Today we’re sharing some ways to proactively deal with that stress.
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-45-how-to-deal-with-financial-stress-in-retirement
What we discuss in this episode:
1:06 – Lifestyle changes
2:08 – Retiring earlier or later
3:01 – New challenges
3:53 – Keep options open
4:50 – Sense of perspective
Thursday Dec 02, 2021
Mailbag: Gifts to Children, Money After Retirement, Hiring Advisors
Thursday Dec 02, 2021
Thursday Dec 02, 2021
In today’s mailbag, we’re answering your questions. Carl wants to know if he can gift $150,000 to his daughter. Laura wonders what she should do with her money after retirement. And Eddie is debating whether to hire a financial advisor.
Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-44-mailbag-gifts-to-children-money-after-retirement-hiring-advisors
What we discuss:
0:33 – Gifting money to daughter
2:37 – Roll to an IRA?
4:05 – Hire an advisor?
Thursday Nov 18, 2021
Manufactured Anxiety or Worth the Worry?
Thursday Nov 18, 2021
Thursday Nov 18, 2021
Let’s talk about some of the red flags that people can look out for when they’re shopping for a financial advisor. Have you ever met with one of these types?
Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-43-manufactured-anxiety-or-worth-the-worry
What we discuss:
1:00 – Social Security going broke?
2:47 – National debt out of control?
3:34 – Climate change a serious problem?
4:43 – Economy grind to a halt?
5:49 – Stock market crash coming?