Saving With Silverman

Red Flags with Questionable Advisors

Let’s talk about some of the red flags that people can look out for when they’re shopping for a financial advisor. Have you ever met with one of these types?
 
Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-42-red-flags-with-questionable-advisors
 
What we discuss: 
0:51 – Hammer
2:51 – Oxygen hog
3:55 – Car trunk
5:39 – Empty suit
6:41 – Non-answerer
8:48 – Just give us your money

Moving on From Investing Mistakes

Almost everyone has made investment mistakes at some point. We’ll share how to bounce back from mistakes and avoid making them again in the future.
 
Read more and get additional financial information:
https://silverman-associates.com/saving-with-silverman-podcast/ep-41-moving-on-from-investing-mistakes
 
What we discuss: 
0:58 – What caused it?
2:07 – Increase savings
3:09 – Recalibrate your goals
4:42 – Get a real plan in place

Mailbag: Long-Term Care Insurance, Inheritance, and Pension Options

Today we’re opening the mailbag and taking your questions about long-term care insurance, inheritance, and pension options. Is it OK to rely on a promised inheritance? What should you do if you’re too young to retire but are losing your job? We will discuss all of this today. 
 
Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-40-mailbag-long-term-care-insurance-inheritance-and-pension-options
 
What we discuss: 
0:44 – Long-term care insurance
2:21 – Pension options
3:59 – Retirement money

Universal Truths in Retirement Planning

There are certain retirement planning principles that apply to everyone, regardless of who you are, how much money you have when you’re retiring, or where you live. We are going to discuss some of these universal principles and what you can learn from them.   
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-39-universal-retirement-truths
 
What we discuss on this episode: 
1:00 – Income plan
2:09 – Long-term care
4:06 – Timing the stock market
5:32 – Longevity

Why and When to Rebalance Your Portfolio

We talk about financial planning all the time, but plans aren’t concrete. You need to have some flexibility as the years pass. Today, we’ll share how to rebalance your portfolio and why it’s important.  
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-38-why-and-when-to-rebalance-your-portfolio 
 
What we discuss on this episode: 
0:47 – Rebalancing
2:04 – How often to rebalance
2:49 – Younger versus older
3:30 – Investment vehicles
4:28 – How long Mark has been doing this work
5:33 – Personal story

Facing Your Financial Fears

What is your biggest financial fear? There are some very common ones. We’ll explain how to help people address these fears in their retirement plan.
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-37-facing-your-financial-fears 
 
What we discuss on this episode: 
0:45 – Running out of money
2:17 – Nursing home care
3:18 – Taxes
4:40 – Relying on kids
5:22 – Advisors

The Retirement Marathon

Getting through retirement can be a lot like running a marathon. We’ll share some of the similarities on this episode so you can make sure you training is on track.
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-36-the-retirement-marathon 
 
What we discuss on this episode:
0:53 – Planning and preparation
2:45 – Proper diet
4:13 – Don’t start too fast

How to Avoid Emotional Decision-Making with Your Finances

On today’s Saving With Silverman podcast, Mark Silverman CFP® explains why you never want to make emotional decisions about your money.
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-35-how-to-avoid-emotional-decision-making-with-your-finances 
 
What we discuss on this episode: 
1:28 – Types of emotion
3:18 – Mistakes
4:21 – Taking emotions into account
6:25 – Math and emotional needs
8:05 – Introductory phone call

Famous Last Words in the Financial World

Today we’re talking about famous last words. In the financial world, there are several famous last words that you don’t want to be your last.
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-34-famous-last-words-in-the-financial-world 
 
What we discuss on this episode: 
0:47 – Keep doing what I’m doing
2:57 – Cash
4:20 – Living past 75
5:34 – Don’t want a nursing home
7:08 – I can always go back to work

Social Security Misunderstandings

Today we’re talking about Social Security misunderstandings. People are often confused about how it works and how it will work for them.
 
Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-33-social-security-misunderstandings 
 
What we discuss on this episode: 
0:47 – Going broke
2:12 – Starting Social Security early
2:59 – Delaying Social Security
4:16 – Social Security Administration
4:52 – You don’t have to pay taxes