Saving With Silverman

It’s Not Your Parents Retirement: Retirement Planning Today

With pensions being a thing of the past, and Social Security looking like it might have some changes coming, retirement planning today is nothing like it was for your parents or grandparents. In the past, people often retired and only lived a few years beyond that, but today’s retirees could spend 20, 30, or even 40 years in retirement. And, unless you’re in one of the few jobs that still offer pensions, it’s largely up to you to create and secure your own retirement.
In this episode, Mark breaks down exactly how retirement planning has changed over the years and shares how people can start to get ahead in their planning.
Here’s what we discuss in today’s show:
Pensions are largely a thing of the past
The challenge of having to support your children and elderly parents at the same time
Concerns about the future of Social Security
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

Financial Planning With Arnold Schwarzenegger

From fitness icon to actor to governor, Arnold Schwarzenegger has worn lots of different hats over the course of his incredible life. Is financial advisor the next one he’s ready to put on? Probably not, but in today’s episode, we’ll dive into some of Arnie’s most well-known quotes and see how they can apply to the financial world!
Here’s what we discuss in today’s show:
How investing changes as you move through different stages of life.
Visualization and setting goals.
How the stock market is cyclical.
The hard part is often just getting started.
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

The Parallels Between Weight Loss and Financial Planning

In our fast-paced lives, we often find ourselves juggling multiple priorities, from maintaining a healthy lifestyle to ensuring financial stability. But have you ever considered how these two seemingly distinct aspects of life might share common ground? In the latest episode, Mark highlights the intriguing parallels between weight loss and financial planning.
Here’s what we discuss in today’s show:
Understanding both the pros and cons when it comes to different financial products.
Being diligent with saving.
Your financial plan is not just for you, but for your family too.
Reassessing your financial goals as your life circumstances change.
Want to get in touch with Mark? 
Web: https://silverman-associates.com/home
Email: mark@silverman-associates.com
Phone: 520.512.8832

Questions You Might Not Know to Ask About Retirement

Lots ​of ​people ​have ​questions ​about ​their ​retirement, but most ​people ​should ​be ​asking ​about things they don’t know about. In this episode, Mark will give you the questions that can significantly impact your financial future, which is essential for getting on the right track for retirement.
Here’s what we discuss in today’s show:
Figuring out how much you can withdraw from your savings every year.
Considering if you should maintain a life insurance policy when you are retired.
Do you know what you’re paying in fees and what that is getting you?
Want to get in touch with Mark? 
Web: https://silverman-associates.com/home
Email: mark@silverman-associates.com
Phone: 520.512.8832

Opportunities and Challenges in Real Estate Investing

When it comes to retirement planning, real estate often emerges as a popular topic of discussion. If this is something you’ve been curious about, this episode should be very helpful. We’re going to dive into the complexities of real estate and some of the factors you need to consider before making any final decisions.
Join us to learn how to make smarter choices about your real estate investments and retirement planning.
 
Here’s what we discuss in today’s show:
Keeping a sense of perspective on the current mortgage rates.
Challenges with using rental properties as a means to fund retirement.
Diversifying portfolios that have a good amount of real estate holdings.
What is a reverse mortgage and why the complexity and cost make them a less attractive option.
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

Financial Lessons From Ernest Hemingway

In this episode, we look at finance through a bit of an unconventional, yet enlightening lens. Mark takes the timeless wisdom of Ernest Hemingway to draw parallels and impart valuable lessons for making smarter financial decisions.
The great American novelist and journalist captured the hearts and minds with his adventurous lifestyle. During his 51 years on Earth, Hemingway left a lasting legacy and it isn’t always explored from a financial viewpoint. That’s what we'll do today with some of these great quotes and hopefully provide you with a little real-world guidance you can apply to your own life today.  
 
Here’s what we discuss in today’s show:
How financial planning doesn’t always go just like the books tell you it will.
There is always something new to learn and something to improve on.
How to adapt to the current realities of the market (at any point in time).
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

Financial Guidance Through the Lens of Calvin and Hobbes

Calvin and Hobbes is one of the most timeless comic strips in American history, but is there anything we can learn from Bill Watterson’s masterpiece in the financial realm? Turns out there is, and Mark will draw on wisdom from the comic to highlight several quotes that offer valuable lessons for financial planning.
 
Here’s what we discuss in today’s show:
Preparing in advance for some of those financial surprises.
Having a sound investing strategy.
Making sure your retirement income keeps pace with inflation.
Getting ahead on your retirement plan.
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

Taking Care of Financial Chores

Have you ever considered how the mundane tasks we do around the house can offer valuable lessons for managing our finances? In this episode, we’re going to expand on this intriguing analogy. From taking out the trash to cleaning out the fridge, Mark provides insightful advice on maintaining a well-diversified portfolio, updating beneficiaries, and the importance of periodic maintenance.
 
Here’s what we discuss in today’s show:
Reviewing your portfolio and making sure that it is well diversified.
Ensuring that the investments in your portfolio are appropriate for where you are in life.
Knowing what you want from your financial advisor.
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832

Putting Together a Retirement Checklist

Every individual will have a unique plan for retirement, but there are questions that every person should be able to answer before they make the transition. Am I prepared for increased tax rates in the future? What about if I live longer than I plan and I outlive my money? What do I want to happen with my money after I die? Today we’ll provide a comprehensive checklist that will help prepare you for retirement.  
 
Here’s what we discuss in today’s show:
Saving for the future while enjoying life in the present.
Being prepared for retirement risks.
Minimizing future tax liability.
Incorporating legacy planning into your overall plan.
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832
520.618.5323

Financial Advice From Mark Twain

Mark Twain is one of the most revered authors in American history, but what can we learn about finance from this legendary wordsmith? Join Mark Silverman as he takes a look at some of Twain’s most famous quotes and applies the lessons to financial planning.
 
Here’s what we discuss in today’s show: 
Diversification and spreading out your risk to protect your portfolio.
Not letting politics be an excuse when it comes to investing decisions.
The longer-term an investment you have, the more likely you are to have a good return.
The value of getting ahead and how money is a tool.
 
Want to get in touch with Mark? 
Web:
https://silverman-associates.com/home
Email:
mark@silverman-associates.com
Phone:
520.512.8832
520.618.5323